Insurance AppraisalsSofer On Site are certified to appraise the current and replacement value of Torah scrolls as well as all Torah Ornaments. We offer to provide this service On Site, at your location.In todays environment, every Torah must be insured with ample coverage against theft, water or fire damage or loss. However just writing down an estimated value and paying insurance premiums does not adequately provide insurance coverage for your Torah. An insurance approved appraisal document must be prepared and accompany each appraised Torah value to insure each scroll is properly insured.Assessing your Sifrei Torah of their monetary value provides you with a written fact sheet about each Scroll. This appraising evaluation includes:•Owners Name and Address•Applied identifying number•Date the document was prepared•Style and quality of writing•Quality and Type of parchment•Entire overall scroll condition and current status•All external and internal measurements i.e. size of script, written and black spacing etc.) •Scroll possible origin and estimated age •Digital photograph of the text is provided with source location•List of hidden secret pin marks, specially located throughout the scroll.•Appraised replacement valueThis information which is included in the appraisal document will assist you in identifying your Torah's true replacement value for insurance or current resell value, provide proof of ownership and establishes an benchmark date of the last time the scroll was examined.
Please note:Appraising a Torah, takes about one hour to accomplishIf evaluations (for restoration purposes) and appraising are performed simultaneously, then a discount is offered for both services Sofer On Site can provide regular updates of existing insurance appraisals.Please be aware; the kind of insurance you should carry on your Sifrei Torah should be one that covers the scrolls wherever they are, including being taken to a retreat, a shiva minyan, etc., as well as in transit. Sometimes it is known as “inland marine insurance” or can be a simple additional rider to your existing policy.Contact us for more information on insurance documentation and fees or to schedule an appointment.